Title Loans South Carolina FAQ page
What is a title loan?
A title loan is secured by the use of a vehicle title which is surrendered temporarily so that the title belongs to the lender during the repayment period. When the loan is paid off in full, the title reverts to the borrower.
What’s the fees involved in a title loan?
The fees involved is included in the agreement on our loan terms. Our expert will explain the fees that are applicable in your case.
How can I qualify for a title loan?
You will need your vehicle, the title to it and your ID photo. From here our customer service staff will attend to your needs and tell you the following:
- Drive your car with a clear title
- Complete an application form while your vehicle is being evaluated
- You’ll be given a loan amount based on your needs, car value, loan repayment ability, and relevant state laws
- Once your application is approved, you will receive cash in about 30 minutes
Must I have a checking account?
You don’t need a checking account to qualify for a title loan.
Can I still apply for a title loan if I have bad credit?
Of course! Potential applicants who have good, bad or no credit at all are welcome to request a title loan with us. Our aim is to provide the extra cash you need.
Is having a driving license essential for getting a title loan?
No, it’s not necessary to have a driving license, but you must have a valid ID card.
Will other people have access to personal information which I provide?
No, we keep all personal information provided strictly confidential
How old should I be to qualify for a title loan?
You must be at least 18 years old and over before you can apply for a title loan with us.
Can I keep my car? Can I continue to drive it?
You most certainly can! When you take out a title loan with us, you get to keep your car.
Will you report my loan default to the credit agencies?
We don’t report your default on the loan to anyone.
Is there a location nearby where I can apply for a title loan?
You can easily find the right place to apply on our website. The locator will show you the most convenient place from where you can apply.
What is meant by a clear or lien-free car title?
These terms just mean that the car is truly yours and that there are no outstanding judgments or loans attached to it. Your title must be clear before you can use it as security for the loan you want to take out with us.
When can I get started?
You can start by filling out our online form with necessary information and submit it. One of our title loan experts will contact you to explain the approval process.
Can you tell me how much I can borrow?
The amount we give will depend in large part on the value of your vehicle. Our representative will explain the amount details to you.
Can I get a title loan when I need it?
The frequency of getting a title loan may vary, but our representative can discuss further details with you.
How is the value of my vehicle determined?
The value of your car is based on a national pricing guide and upon a physical inspection.
When will you approve the title loan?
Your title loan can be approved in about 30 minutes.