Title Loans in Mount Pleasant, SC
Being in debt may not be the most pleasant situation, and you may find yourself wondering what you should do next. For a small loan amount let title loans in Mount Pleasant ease that financial burden for you! Title loans are loans that uses your vehicle title instead of your credit to approve the loan request. As long as your vehicle is fully owned by you, you will be able to get a copy of your title at your local DMV to exchange for a loan. Title loan lenders will approve anyone regardless of their financial background, so get one today!
Mount Pleasant Title Loans
If you are in need of a loan, you may fill out an online form for free provided to you on this website. When you are finished, you will also receive a free title loan estimate and a call from our helpful representatives. Title loan estimates online are determined by the vehicle information you submitted through the application. In addition, our customer service representatives are always available to our borrowers at any time during the application process. They will be able to explain how title loans in South Carolina work in depth, and provide you with a title loan location in Mount Pleasant. If you are closer to the city we also serve title loans in Charleston At this title loan site you will need to bring any necessary documentation, including your vehicle title:
- Photo Identification (Government-issued, must be 18 years old or older)
- Proof of income (Pay stubs/Government aid/Bank statements)
The Mount Pleasant Department of Motor Vehicles will be able to provide you with a copy of your vehicle title at:
Address: 1189 Sweetgrass Basket Pkwy. #500, Mount Pleasant, SC 29466
Phone: (843) 884-9760
Your loan representative will also inform you of the need to bring your vehicle. This is just a way for the title loan lender to verify that the car title being submitted matches the vehicle itself. They will also need to document the condition of the car just to keep for their records. You will not need to bring any spare keys, in fact it is illegal for a title loan lender to have a copy of any key to that vehicle.
Obtaining your Title at the DMV
When applying to obtain your vehicle title, you may apply for it by mail. The application (Form 400, Application for Certificate of Title/Registration), must be completed and mailed to the appropriate department. In addition, you must also gather and complete the following:
- Title or Manufacturer’s Certificate of Origin. If the vehicle you are obtaining a title for is used, you must have the previous owner assign the title to you. The title must include the odometer information as well as the Bill of Sale on the back. If the vehicle is new, you must get the manufacturer’s statement of origin from the seller.
- Lien Information. Lien holders must be identified if the vehicle has any previous liens.
- Form 400, Application for Certificate of Title/Registration
- Casual Sales Tax. If the vehicle is new, you must pay a casual sales tax. The sales tax is equivalent to 5% of the purchase price of the vehicle with a maximum charge of $300.00. Truck fees are varied.
- Title Fee: $15.00
If the vehicle is inherited, you may transfer the vehicle title name yourself if the other owner is deceased as long as you both have your name on the title. The Form 400, as mentioned above, must also be completed. Even if there is a will, a probate court must determine how the car will be distributed to the heir.