Title Loans in Greenville, SC
Not having the money to pay the bills is not a good situation to be in. Title loans in Greenville will be able to help you get you back in good financial standing. When you take out a loan, many financial institutions will use your credit score to use as security, but title loans only use your vehicle title without the need for your credit. We know building a good credit score is of importance to you, that is why we guarantee that getting a title loan can
Help build your score!
Greenville Title Loan Application Process
We will be able to provide you with a free online application to make this process easier for you. Even if you decide not to take us up on getting a title loan, you will still receive a title loan estimate after you completely fill out the form. All it takes to complete this online application is basic details about your car. Your car’s mileage on top of the make, year and model is considered when you are given an estimate. Your lender may use resources like NADA or Kelley Blue Book in case you are wondering how the loan amounts are determined. A loan representative will be contacting you shortly after finishing the application to further explain the title loan process to you. Continuing with the title loan process requires you to visit a physical title loan store. At the location, you must bring these additional items:
- Photo ID
- Proof of income
- Car Title
The Greenville Department of Motor Vehicles will gladly give you a copy of your vehicle title at this location:
Address: 300 University Ridge #105, Greenville, SC 29601
Phone: (864) 241-1145
Your car is needed to be brought in for inspection. The loan amount you received online may change depending on your vehicle condition. If your vehicle is in poor condition, you may get less than what you were told online.
Simple Rules to Follow In Regards to Title Loans
Even though title loans in South Carolina are meant to be small loans for a short amount of time, some people still find themselves having trouble paying the title loan back. With that, here are some guidelines to follow when taking out a title loan:
- When you take out a loan it is important to know how much you truly need. No matter what type of loan you acquire, knowing your budgetary restrictions is essential. Most of the time, the higher loan amount is available, but taking it is not advisable. You may be able to negotiate with your lender for a smaller loan amount.
- Make your payments. Making your scheduled payments on time is another way to reduce the risk of not being able to pay off the loan. Make sure to only use the title loan you were granted to pay off necessary expenses. It may seem easier said than done, but it is essential to understand that this is still a loan and not just extra cash.
- Make early payments. Prepayment is allowed with title loans. Our title loan lenders are here to help you in any way that they can, that is why they allow their customers to pay off the title loan earlier. As soon as you pay off the loan, you will be receiving your vehicle title in no time!
Inability to Make Title Loan Payments in Greenville
Your title loan lender may repossess your vehicle with intent to sell if you make them aware that you cannot and will not pay off anymore of the title loan. However, some title loan lenders are more lenient and will allow you to pay off the remainder of the loan in a certain amount of time.