When it comes to getting a car title loan, it can be tricky knowing where to start. We try to take that guesswork out of the whole process. In just a matter of minutes we can match you with a South Carolina title loan that has been hand selected to meet your specific needs. All you have to do is apply.
The whole process starts by helping you make a well-informed decision as to whether a title loan is the right option for you. Using your choice of either our online form or calling our office, we will get a little bit of information about your vehicle, including:
With just the information provided there, you will get a free, instant estimate letting you know how much you could be eligible to borrow. You decide if you like your potential title loan, and if you do all it takes is one quick phone call with our expert loan team to get going.
Your loan won’t come from us directly. Instead, we will take some time to get to know you and your borrowing needs one-on-one. Then, working with only licensed and reputable South Carolina title lenders, we will find you a loan that meets your exact specifications.
We do the legwork so that you don’t have to stress, and rather than spending hours making calls or researching on your own, we will have a loan option for you in just minutes. Once everything is set to your terms, your title will get sent off to your lender and your loan money will be sent your way, often in less than 24 hours time.
South Carolina car title loans don’t require much in terms of qualification. Really, all you need is a clean car title with no liens against it. This will serve as collateral for the loan, and let your lender know that you have something invested in the whole ordeal, too.
In order to accomplish that, though, you are going to need a certified copy of your vehicle’s title. You can always retrieve your title with the help of the South Carolina Department of Motor Vehicles. In fact, you can simply go online for assistance getting replacement or copy car title. If that isn’t your speed, you can always make an appointment with a local branch office.
Once we have matched you with a car title loan, it is important that you know your loan terms. This will tell you not only how much you are borrowing but how much you will be expected to repay, and by when. Knowing your terms well in advance will help you keep track of your loan, and will make the borrowing process much easier.
When you are comfortable with your loan terms, all you have to do is sign, send off your title, and let the loan money hit your account. You are under no obligation to repay until your loan due date, so you have some time to get your finances in order.
When the loan does come due, just be sure to pay off the loan plus any interest and unresolved fees, and you will be all set. Your vehicle’s title will come right back to you without any question.
So if you think a title loan might be the right fit for you, apply today. Our team can help match you with a loan that fits your needs in minutes, so that you can get cash fast when you need it most.